Insights

From the team.

1158 articles on contract law, deals, policy and legal technology, including the full Clausehound and DealPrep blog archives.

Blog bite: What is the importance of confidentiality agreements and letters of intent?

This article posted to our partner site Mondaq.com deals with the basic functions of confidentiality agreements (and letters of intent) as they are used in the course of acquiring a business.

Chris McIvor

Pick of the Litter: Lab Successfully Convert White Blood Cells into Neurons

The 'Hound is sniffing out cool innovations for you. Multiplicity's What's Cool Weekly New Blockchain Platform: Religion Lab Successfully Convert White Blood Cells into Neurons New...

Alva Ching

Payments 101 for Developers

The Business Development Bank of Canada has shared us with this event hosted by Visa Canada.

Alva Ching

Why Impact Investing Makes Sense

As a follow up to a previous week's article on what impact investing is, this is one where the author shares why she believes impact investing is necessary for a sustainable future....

Alva Ching

Ariel University Summer Business School

Our partner organization YEDI is a proud partner of the Ariel University Summer Business School.

Alva Ching

When Should You Invest Into Your Career?

Our partner organization Bullfrog Insurance recently wrote an article on investng in your career.

Alva Ching

Negotiable Instruments - A Hybrid of Contract and Cash

For businesses to operate efficiently, money needs to be able to change hands easily, like cash. However, businesses also need to be sure that they will have a legal claim to be...

Chris McIvor

Promissory Notes - What Are They and How Do They Work?

Sam owns a hardware store, and needs to buy 100 barbeque grills from Janet for a total of $40,000. He can’t afford the payment upfront although he can pay in eight instalments...

Sahil Kanaya

Blog Bite: Can A Promissory Note Holding Mortgagee Commence Foreclosure Action?

This article posted on our partner site Mondaq.com discusses the Wisconsin case RMS Residential Properties, LLC v Anna M. Miller in which the court decided that possession of a promissory note raises...

Chris McIvor

Blog Bite: Can mortgages be assigned in the same way as promissory notes?

This article posted on our partner site Mondaq.com deals with foreclosure actions in Maine and the apparent limitation of the ability of MERS (Mortgage Electronic Research System) to assign more than the...

Chris McIvor

Blog Bite: When is the interest rate so high that it is usury in New York State?

This article posted on our partner site Mondaq.com discusses the trap of violating New York States criminal usury laws

Chris McIvor

Blog Bite: What are the common features of convertible notes?

This article posted on our partner site Mondaq.com discusses the common features of convertible promissory notes, including discounts and caps.

Chris McIvor

Blog Bite: Using promissory notes to purchase or sell a business.

This article posted on our partner site Mondaq.com discusses how promissory notes can be used in the purchase or selling of a business.

Chris McIvor

Blog Bite: Does the Ontario Securities Act apply to promissory notes?

This article posted on our partner site Mondaq.com discusses an Ontario court decision that promissory notes are securities under the Ontario Securities Act, unless they are more akin to the types of...

Chris McIvor

Blog Bite: Can a bankruptcy court re-characterize a promissory note debt as equity in the US?

This article posted on our partner site Mondaq.com discusses a US bankruptcy court decision which determine that promissory notes can be re-characterized as equity.

Chris McIvor

Blog Bite: Does a promissory note with interest rate and maturity date information provide valid notice for a mortgage which references it?

This article posted on our partner site Mondaq.com discusses an Illinois court decision which determined that providing the interest rate and maturity date of a mortgage by reference to a promissory note...

Chris McIvor

Blog Bite: Will higher post-default interest rates on promissory notes be enforced in the US?

This article posted on our partner site Mondaq.com discusses a court decision from the 9th circuit (U.S.) dealing with the question of whether the stated higher rate of post-default interest would be...

Chris McIvor

Blog Bites: Are e-signatures acceptable on promissory notes?

This article posted on our partner site Mondaq.com deals with the use of e-signatures used in documents. Specific documents still require written signatures such as promissory notes, which are governed by the...

Chris McIvor

Blog Bite: What are the risks of using promissory notes?

This article posted on our partner site Mondaq.com deals with the potential dangers of accepting offers of promissory notes that expire within a certain (short term) period.

Chris McIvor

Blog Bite: When is a promissory note classified as a security?

This article posted on our partner site Mondaq.com deals with the classification of promissory notes as securities in Ontario law. The court considered the U.S. Supreme Court test of 'family resemblance' in...

Chris McIvor

Blog Bite: Are promissory notes considered securities?

This article posted on our partner site Mondaq.com discusses an Ontario Court of Justice decision which dealt with the definition and interpretation of 'security' under the Securities Act, R.S.O. 1990, c. S.5....

Chris McIvor

Blog Bite: Can a lost promissory note be enforced?

This article posted on our partner site Mondaq.com discusses an Alabama Supreme Court decision that held that the assignee of a lost promissory note was entitled to rely on a lost note...

Chris McIvor

Blog Bite: Can a third party demand payment on your promissory note?

This article posted on our partner site Mondaq.com deals with the risk in promissory notes. To manage the risk of a demand for payment by a third party on your financial promise,...

Chris McIvor

Pick of the Litter: Lasers Could Make Computers 1 Million Times Faster

The 'Hound is sniffing out cool innovations for you. Journey This past week, I as well as a group of respected colleagues, were confronted with the dilemma to choose between the following...

Alva Ching